Saturday, October 11, 2003

On Being Financially Stable

I think we’ve hit one of life’s little reality checks. This week, we were very frustrated with the lack of attention our, “helperer of the bills” was giving us and our accounts, so we fired him!  We figured that the friendship was more important than the tensions caused.  It had been 2 ½ months since he was able to come over and do his helpering.  We can figure this out, right?  We’re just going to have to get better!  Fast…
 
We’re terrified of getting mail from our mail box and even more scared to open the envelopes.  Our helperer helped one last time.  He got the mail and opened the envelopes.  Then he gave us the distinct directions to deposit our payroll check from September 29th, pay the rent, and send back the lease that was due two days ago. We took a deep *sigh.* Seemed practical enough.  We’re not going to be helpless!  Oh man!  You all know it’s the 11th?  *Double Sigh!*
 
We made ourselves do the rent tasks the first day.  It felt like a mighty victory over the odds!  It took us a couple more days to build going to the bank courage.  We usually don’t venture out much further than work, Dr. M’s, the sub-sandwich shop, and the two local convenience stores.  We actually made it to the bank on Thursday, but after we got there we found out we had forgotten to bring the check.  This is tricky stuff! 
 
When we got to the teller, we asked him, “Umm, how much money is in our account?”  He gave us a slip of paper that said $926.65 plus the amount we’d just deposited.  We figured, hmm that’s not too bad.  Then we figured we’d better check on the rent.  He said something like, “Nope, it hadn’t cleared.”  We thought, hmm this doesn’t sound good.  But, we didn’t pass out or ‘nuthin!  Still don’t know why it is going to take ‘til Wednesday before our deposit clears.  Anybody explain this to me?
 
This morning, we’ve done some more maths.  If you take away rent, the auto AOL withdrawal, and $20 in gas to get to work this morning.  We’re going to have a balance of $16.65.  Guess the thing to do now might be just not to panic? 

2 comments:

Anonymous said...

OMG I am scared of the bank too! I'm always afraid the tires on the van I have to drive will take out the little plastic thingies, and then all will be chaos, the economy will plunge drastically, and we will all fall into another Great Depression because I couldn't see where the curb was! -whew- But of course the fears are highly overratted, if Bush and our govt. hasn't plunged us into a GD then aN 18 yr old girl with a van is no threat right? You will do just fine, I know it! Love you,
Erin

Anonymous said...

Thank you so much Erin!

I know that you are right and this too will be ok. We're working on the parts of us that catastrophize things. We have crawled up a few curbs too. Whoops! We've been on alert with our money issues last couple of days. I planned today to be a day of reckonning. But, this morning we've found we forgot all the bills in our work desk! This might take a while and perhaps a social worker to sort out!